The scoop
Marriage Allowance lets the lower earner transfer £1,260 of their Personal Allowance to their husband, wife or civil partner. That cuts the partner's tax by up to £252 a tax year.
It's free to apply online, and you can backdate a claim to 6 April 2022 for any years you were eligible.
How to claim it
- 1
Check that you're eligible on GOV.UK.
- 2
The lower earner applies online for Marriage Allowance.
- 3
Ask to backdate the claim if you were eligible in earlier years.
Who qualifies
- Married or in a civil partnership
- Lower earner earns below their Personal Allowance (usually £12,570)
- Higher earner pays basic rate tax (starter, basic or intermediate in Scotland)