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NewlywedsProgram

Health Insurance Special Enrollment After Marriage

by HealthCare.gov

Getting married opens a 60-day Special Enrollment Period on HealthCare.gov, so you can change or start a plan outside open enrollment.

We're not affiliated with HealthCare.gov. Offers change, so confirm the details on the official site.

The scoop

If you got married in the past 60 days, you may qualify for a Special Enrollment Period on the HealthCare.gov Marketplace. That lets you join or change a plan outside the usual open enrollment.

Pick a plan by the last day of the month, and coverage can start on the first day of the next month.

How to claim it

  1. 1

    Within 60 days of your wedding, log in to HealthCare.gov or start an application.

  2. 2

    Report the marriage as a life change.

  3. 3

    Compare plans and pick one by the end of the month.

Who qualifies

  • Married within the past 60 days
  • Marketplace plans (employer plans have their own rules)

Read the guide

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