The scoop
If you got married in the past 60 days, you may qualify for a Special Enrollment Period on the HealthCare.gov Marketplace. That lets you join or change a plan outside the usual open enrollment.
Pick a plan by the last day of the month, and coverage can start on the first day of the next month.
How to claim it
- 1
Within 60 days of your wedding, log in to HealthCare.gov or start an application.
- 2
Report the marriage as a life change.
- 3
Compare plans and pick one by the end of the month.
Who qualifies
- Married within the past 60 days
- Marketplace plans (employer plans have their own rules)